Fintech

How the Value-Added Services of Loyalty 2.0 Could Help Offset Interchange Revenue Contraction

26 Mar 2024

Interchange revenue constriction for card issuers and banks is likely to result from the settlement between Visa, Mastercard, and U.S. merchants reducing rates and guaranteeing no increases for at least five years. What will happen when the lowered fees take effect? These reductions in interchange fee revenue might ultimately threaten the revenue...

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Fintech

Navigating the Evolving Fintech Landscape in 2024

19 Jan 2024

After years defined by explosive growth and disruption, the business environment for fintechs is shifting. Fintechs and financial institutions alike will need to chart a strategic course to navigate these headwinds. To succeed this year, firms must understand and adapt to the key trends that will reshape their markets. Looking ahead, three trends ...

Fintech innovation and startups

Loyalty: No Longer a Cost Center with the Loyalty 2.0 Framework

31 Oct 2023

Competition among Financial Institutions (FIs) for valuable customers has heated up of late. A slew of challenger banks and other fintechs have taken market share away from once-solid banks, while a shift away from the branch banking model has pushed more consumers online, where new and innovative approaches to customer engagement have made custom...

Banking

8 Requirements to Sell Your Product to Banks and Other Financial Services Organizations

08 Jun 2023

Having partnered with many banks and financial services organizations, I’ve learned a lot going through the business development process with each of them. Based on this experience, for other fintechs looking to partner with banks, I’d like to share the following eight requirements to guide your own business development processes: 1. First of all,...