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In today’s interconnected economy, efficient cross-border payments are crucial for businesses and individuals alike. Yet, traditional payment methods often face challenges such as delays, high costs, ...
Around the world, there are significant moves to transition from traditional electronic money transfers, which rely on batch settlement systems that can take several days for transactions to clear, to...
Introduction The BIS recently published a working paper entitled “Finternet: the financial system for the future”. This Finterent – or financial internet – is an intriguing vision of a modern financia...
Watching a televised rugby game, Leinster playing Northampton, at an Irish pub, The Long Hall, NYC, the bill if paid in cash would be discounted. On $100, savings could have been $3.00. Incentives, ...
Last week I attended the Women in Payments EMEA Symposium 2024. This event took place at the beautiful De Vere Grand Connaught in London, on 29th and 30th April. The theme of “Get future ready now” co...
Digital assets and crypto have become increasingly mainstream and have made many headlines, but not always for the right reasons. Aside from governance concerns, the biggest criticisms levelled at cr...
If you seek the trigger to lead the next leg of the crypto "bullish" market, it won't be Ethereum ETF approval or Bitcoin halving. It will be driven by real-world assets. RWA tokenization, w...
Merchants face a multitude of challenges that can impact their operations, customer satisfaction and ultimately, their bottom lines. Recently at MRC Barcelona, I hosted a panel with Matteo Gamba from ...
Introduction I am inspired by the writings of my peers. Alex Johnson’s most recent blog post (https://fintechtakes.com/articles/2024-05-03/merchants-future/) is very detailed, well-informed and a p
With the successful rollout of PSD2, the European Union (EU) continues to advance innovation in the payments domain through the anticipated introduction of the Payment Services Directive 3 (PSD3). On ...
In the realm of finance, where convenience meets innovation, the landscape of payment solutions is constantly evolving. Fintech, the intersection of finance and technology, continues to redefine the w...
Answering the question “what is the next big thing” well it is Global Instant Payments. The importance of this is ‘Elon Musk’s X now has a Money Transmitter License in 25 US States and the goal is a ...