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Recent data on US credit card holders tells us that they value flexibility and control more than rewards and fee-based offers. In light of rising interest rates and debt, consumers view credit cards a...
Will the banking industry continue to evolve at an increasing rate year on year? In the 21st Century, the answer to this question seems to be inextricably linked to the progress of technology and regu...
Japan, a nation often associated with traditions, precision, and meticulous craftsmanship, is quietly undergoing a significant transformation in its payment landscape. Long known for its affinity for ...
Recent years have seen supply chain challenges grow as an uneven post-pandemic recovery has been met by geopolitical tensions, fresh economic challenges, and a growing climate emergency. While these b...
We are on the threshold of massive financial changes, and I'm not talking about the distant future but about something happening now. In 2023, real world asset tokenization again emerged on the radars...
A journey past a credit card sales counter is painful. The collateral on display is attractive, the offers very tempting. Take a holiday! Get a premium piece of luggage! Find discounts on everything
Prelude In the rapidly evolving world of artificial intelligence (AI), there is a constant drive to push the boundaries of what is possible. One area where this is particularly evident is in the de
The company valuation rating might not be the correct way to understand the leaders but it does paint a picture of the global trends and patterns. Recently, CB Insights published their Global Unicorn...
Providing exceptional customer experience (CX) is paramount for success for any retailer in today’s difficult climate. As consumer behaviour shifts towards digital channels and convenience becomes inc...
It is predicted that by 2025, ISO 20022 will handle 80% of transaction volumes and 87% of transaction value globally. In Europe, the adoption deadline was extended to November 2022. ISO stated that t...
With the neobanking market projected to swell to $6.37 billion in 2024, and a user base expected to hit 386.3 million by 2028, the industry's potential is undeniable. Yet, alongside opportunity come ...
In the fast-paced realm of financial services, digital transformation is reshaping the competitive landscape. The emergence of digital disruptors has redefined customer expectations, emphasising the n...