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In today’s interconnected economy, efficient cross-border payments are crucial for businesses and individuals alike. Yet, traditional payment methods often face challenges such as delays, high costs, ...
Introduction The BIS recently published a working paper entitled “Finternet: the financial system for the future”. This Finterent – or financial internet – is an intriguing vision of a modern financia...
Last week I attended the Women in Payments EMEA Symposium 2024. This event took place at the beautiful De Vere Grand Connaught in London, on 29th and 30th April. The theme of “Get future ready now” co...
The Perfect Storm In the vast ocean of the insurance industry, the winds of change are blowing stronger than ever before. Historically known for its conservative approach to technology adoption, the i...
Picture included in my Linkedin post (used to manage them here in the past) https://www.linkedin.com/posts/bo-harald-4768b51_dangerous-death-walley-one-might-of-course-activity-7192066826363625473-Mfw...
Introduction I am inspired by the writings of my peers. Alex Johnson’s most recent blog post (https://fintechtakes.com/articles/2024-05-03/merchants-future/) is very detailed, well-informed and a p
The rhythmic jingle of coins, once a constant companion to commerce, is fading into a fading memory. The rise of contactless payments and digital wallets has relegated the ubiquitous coin to an increa...
Traditionally, Core banking Systems are developed using Mainframe technologies which leverages batch processing for multiple banking operations. Batches were developed due to the manual processes and ...
Answering the question “what is the next big thing” well it is Global Instant Payments. The importance of this is ‘Elon Musk’s X now has a Money Transmitter License in 25 US States and the goal is a ...
Like nearly everyone else, anti-fraud professionals are anxious to put artificial intelligence (AI) to work – especially generative AI (GenAI). In fact, 8 in 10 (83%) of fraud fighters expect to add G...
Artificial Intelligence is “the” word in the data world. It’s a concept that will shape the organisations of the future. For the better. It’s like a magic word, that assures promises of hyper personal...
In the competitive world of business transactions, ensuring that every aspect of your company is optimized can dramatically increase its valuation. A key component often overlooked is the technology u...