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Eric Bierry

Three European Banking Trends Poised to Transform the U.S.

Europe’s banking landscape today looks significantly different than it did just a few years ago, largely defined by new regulations that have emerged in response to consumers’ shifting financial behav...

09 Apr 2024
Banking Strategy, Digital and Transformation
Irina Latushkina

Modern banking: technological or human?

12 years ago I was a client of a super safe bank with an absolutely disgusting client service. For example, when I came once to the brunch to get some cash without a plastic card, they gave me 90% an

08 Apr 2024
Banking Strategy, Digital and Transformation
Catherine Sierra Espinosa

Beyond the buzzword: applications of Generative AI across Banking and Financial Services

Throughout history, radical new ideas have always been the catalyst for profound change. From a technology perspective, the events that have shaped the world the most are the invention of an innovativ...

05 Apr 2024
Artificial Intelligence and Financial Services
Maya Kumar

Surcharges Increase at a Rapid Rate in Australia: The Case for Pay by Bank

Credit and debit cards have largely replaced cash in Australia, providing customers with increased convenience and introducing purchase protections. However, card networks charge a fee for each and ev...

04 Apr 2024
Fintech
Donica Venter

Five Fintech Trends That Will Shape 2024

Navigating the ever-evolving landscape of banking trends amid fierce competition can be daunting. Recognizing the importance of staying ahead, especially as fintech disruptors reshape the industry. In...

03 Apr 2024
Fintech
Sandeep Gupta

The future of banking is composable

Will the banking industry continue to evolve at an increasing rate year on year? In the 21st Century, the answer to this question seems to be inextricably linked to the progress of technology and regu...

02 Apr 2024
Banking
Mike Wolfel

Beyond the Core: Rethinking the Path to Modernization for Banks

Why banks today must think outside the core and adopt a new approach to transformation initiatives For much of the last decade, banking technology modernization has been viewed through a single prism ...

28 Mar 2024
Banking Strategy, Digital and Transformation
Shawn Conahan

How the Value-Added Services of Loyalty 2.0 Could Help Offset Interchange Revenue Contraction

Interchange revenue constriction for card issuers and banks is likely to result from the settlement between Visa, Mastercard, and U.S. merchants reducing rates and guaranteeing no increases for at lea...

26 Mar 2024
Fintech
Jean-Jacques Le Bon

Five factors that will drive Banking-as-a-Service adoption in 2024

Banking-as-a-Service (BaaS) is one of the key trends reshaping financial services, and we’ve only just scratched the surface in terms of the impact BaaS can have across multiple sectors. Between 2022 ...

26 Mar 2024
Embedded Finance
David Hensley

The Financial Services Revolution

Its five years since we published the Access to Cash Report - Is Britain ready to go cashless? Those past five years have witnessed a whirlwind of innovation in the financial services industry. Fueled...

26 Mar 2024
Imagine a world without cash
Sergiy Fitsak

Key Challenges Digital Banks are Facing in 2024

With the neobanking market projected to swell to $6.37 billion in 2024, and a user base expected to hit 386.3 million by 2028, the industry's potential is undeniable. Yet, alongside opportunity come ...

25 Mar 2024
Banking Strategy, Digital and Transformation
Raktim Singh

Role of Sustainable Tools in Banking

The role of sustainable tools in banking is fascinating for many reasons. Firstly, banks are actively participating in financing initiatives beyond their practices to provide loans and investments spe...

25 Mar 2024
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