Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
As businesses get digitalized and the era of "Everything Real-Time" kicks in, transaction banking needs to change. More and more banks are aligning their internal systems and processes to ad...
Financial institutions are data-driven by nature. All their core processes — including customer suitability assessments, credit allocation decisions, and liquidity buffers management — are dependent o...
Lenders and financial institutions are facing increased accountability for the carbon emissions of their borrowing customers, which makes climate-related impact a credit risk. Virtually all stages of ...
"The time to repair the roof is when the sun is shining,” said John F. Kennedy in his State of the Union address in 1962. More than 60 years later, this reminder to prepare for any eventuality ri...
Down the ages, agility – whether mental or physical – has allowed human beings to adapt and thrive against a background of changing conditions. That agility requires an unsentimental willingness to ac...
The Fundamental Review of the Trading Book (FRTB) was introduced into the prudential framework of the EU by Capital Requirements Regulation (CRR 2) as a regulatory reporting requirement in 2020. The f...
As the digital ecosystem matures, institutions are under pressure to position themselves (appropriately) within it, whilst also remaining aligned with stringent and ever-evolving industry regulation. ...
"The only thing worse than no payment system is having too many payment systems." - David Marcus, Head of Facebook Financial Welcome to the world of digital payments, where transactions ar
It’s been a topic of discussion lately whether banks are conducting adequate stress tests on their liquidity, particularly when it comes to intraday liquidity. Many banks see these tests as a regulato...
As a society, we rely heavily on banks to keep our financial systems running smoothly. However, recent events have shown that there is vulnerability in the system and even the most established and rep...
In his historic ‘We choose the moon’ speech, US President John F. Kennedy stated: “I believe that this nation should commit itself to achieving the goal, before the decade is out, to send a man to the...
Shall I fall back on the past cloud strategy? Focus only on the build and speed above all else? And the answer is… Holistic strategy for Operating Model Transformation for Journey to Cloud with fu